Commentary Archives - Trinidad and Tobago

November 10, 2026

A Small World After All?
The Economics of Interdependence

By: Saraya Ganesh – Economic Analyst, First Citizens Economic Research Unit

Commentary

November 3, 2026

Financing Growth: Debt, Equity or Cash

By: Maritza Ferreira Ramdeen, Manager – Investment Research, Research & Analytics

Commentary

October 26, 2026

The Road Ahead: Trinidad and Tobago’s Fiscal Crossroads

By: Vangie Bhagoo-Ramrattan – Head, Economic Research Unit, First Citizens

Commentary

October 12, 2026

Market Review: Third Quarter of 2026

By: Maritza Ferreira Ramdeen, Manager – Investment Research, FCIS Research & Analytics

Commentary

September 28, 2026

Beyond the Boom: Building an Economy Before the Good Times Run Out

By: Shania Taylor – Economic Analyst, First Citizens Economic Research Unit

Commentary

September 21, 2026

Two Paths to Growth – Building Value from Within or through Acquisition

By Nicketa Rattan – Investment Analyst, Research & Analytics

Commentary

September 7, 2026

The Return of IPOs: What the Revival Means for Investors

By Nia Guarahoo – Investment Analyst, Research & Analytics

Commentary

August 25, 2026

The Fiscal Challenge Facing St. Vincent and the Grenadines

By: Saraya Ganesh -Economic Analyst, First Citizens Economic Research Unit

Commentary

August 3, 2026

What Goes into Trinidad and Tobago’s Sovereign Credit Rating?

By: Robert Martinez – Manager, Quantitative Economic Research, First Citizens Economic Research Unit

Commentary

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Commentary

A Small World After All?
The Economics of Interdependence

Financing Growth: Debt, Equity or Cash

The Road Ahead: Trinidad and Tobago’s Fiscal Crossroads

Market Review: Third Quarter of 2026

Beyond the Boom: Building an Economy Before the Good Times Run Out

Two Paths to Growth – Building Value from Within or through Acquisition

The Return of IPOs: What the Revival Means for Investors

The Fiscal Challenge Facing St. Vincent and the Grenadines

What Goes into Trinidad and Tobago’s Sovereign Credit Rating?

Search

Quick Tips

SMS Banking Commands

What are Commands and how do I use them?

Sending Commands: