Credit Card Offers and Promotion

Current Promotion

Unleash the Magic with Your First Citizens Credit Card to WIN An Ultimate Family Adventure!

Use your First Citizens Credit Card for local purchases between May 15 and July 29, 2026, and you could qualify for the chance to WIN! One incredibly lucky winner and three guests will enjoy an unforgettable trip to Orlando, Florida, including:

Return flights for the whole family (6 days/5 nights)
Luxury resort accommodation
Tickets to four incredible parks

How to Enter to WIN:

Earn 1 entry for every TT$600.00 spent
Double entries on weekends
Receive 2 bonus entries for every TT$950.00 spent

Draw Date: August 12, 2026

Click to read terms and conditions

Past Promotion Winners

Taste Trinbago

First Citizens Visa Everyday Moments

Congratulations to the lucky winners of the First Citizens Visa Everyday Moments Promotion who used their Visa Credit Card for a chance to escape to luxury!

📸 From Left to Right: Lyndon Balkran, Manager Retail Marketing, Gillian Benjamin, General Manager - Digital and Electronic Services (Ag), Cherelle Mapp-Ferguson, Manager- Business Development, Digital & Electronic Services, Valessa Johnson (Trinidad Winner - Dinner), Nekeisha Dufeal (Trinidad Winner - Spa), Dhanya White (Trinidad Winner - Designer Wear), Andre Weekes, Head Business Development & Portfolio Management, Digital & Electronic Services, Barry Jamurath Business Analyst, Digital & Electronic Services, Ayanna Mc Clean, Caribbean Consumer & Client Marketing Manager, Visa — 📸 From Left to Right: Lyndon Balkran, Manager Retail Marketing, Gillian Benjamin, General Manager – Digital and Electronic Services (Ag), Cherelle Mapp-Ferguson, Manager- Business Development, Digital & Electronic Services, Valessa Johnson (Trinidad Winner – Dinner), Nekeisha Dufeal (Trinidad Winner – Spa), Dhanya White (Trinidad Winner – Designer Wear), Andre Weekes, Head Business Development & Portfolio Management, Digital & Electronic Services, Barry Jamurath Business Analyst, Digital & Electronic Services, Ayanna Mc Clean, Caribbean Consumer & Client Marketing Manager, Visa

First Citizens Everyday Moments Prize Giving Winners — 📸 From Left to Right: Lyndon Balkran, Manager Retail Marketing, Gillian Benjamin, General Manager – Digital and Electronic Services (Ag), Cherelle Mapp-Ferguson, Manager- Business Development, Digital & Electronic Services, Valessa Johnson (Trinidad Winner – Dinner), Nekeisha Dufeal (Trinidad Winner – Spa), Dhanya White (Trinidad Winner – Designer Wear), Andre Weekes, Head Business Development & Portfolio Management, Digital & Electronic Services, Barry Jamurath Business Analyst, Digital & Electronic Services, Ayanna Mc Clean, Caribbean Consumer & Client Marketing Manager, Visa

First Citizens Visa Supermarket Sweepstakes Winners

A huge congratulations to our lucky monthly winners of the First Citizens and Visa Credit Card Supermarket Sweepstake!

Credit Card Promotion Massy Stores Winner Mrs. Barbara N Founillier

Credit Card Promotion Penny Savers Winner Ms. Renatta Danielle Alleyne-Thom

Congratulations to Daniella Nicole O’Connor, our winner of the VISA 2024 Jamaica Food and Drink Festival package!

Pictured in group photo, left to right:
Avril Edwards, General Manager – Digital & Electronic Services; Cherelle Mapp-Ferguson, Manager – Business Development; Daniella Nicole O’Connor, Winner; Andre Weekes, Manager – Business Development & Portfolio Management; Sana Ragbir, General Manager – Retail & Commercial Banking; Alan Siu Kwan Hang, Manager – Strategic Business Generation

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Current Promotion

Unleash the Magic with Your First Citizens Credit Card to WIN An Ultimate Family Adventure!

How to Enter to WIN:

Past Promotion Winners

Taste Trinbago

First Citizens Visa Everyday Moments

First Citizens Visa Supermarket Sweepstakes Winners

Congratulations to Daniella Nicole O’Connor, our winner of the VISA 2024 Jamaica Food and Drink Festival package!

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SMS Banking Commands

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