First Citizens Exclusive Partnership Offers
Take advantage of these exciting partner promotions and enjoy more rewards
Exclusive Partnership rewards when you use your First Citizens Debit or Credit Card!
Limited Time Offer
Exclusive Partnership Current Offers
COLFIRE Insurance
Through our partnership with COLFIRE Insurance, the First Citizens MORTGAGEE Motor insurance plan for comprehensive cover includes the following:
- 30% First Citizens Mortgagee discount
- 20% First Citizens Credit Card discount (full annual premium)
- $3,000 Free windscreen cover
- Optional- Partial Waiver of Excess (Insured and Spouse only)
- Free loss of use ($250 per day to a maximum of 15 days)
- Complimentary COLFIRE Affinity discount card (322 merchants)
Promotion Ends: September 30 2026
DAMUS Building Solutions
Use your First Citizens Debit or Credit Card at DAMUS Building Solutions and save more!
Here’s how it works:
- You can get 5-10% off selected items when you shop using your First Citizens Card.
NB: Discounts do not apply to sales promotions and discounted items.
Promotion Ends: Dec 31 2027
Electronic Services & Supplies Limited
Through our partnership with Electronic Services & Supplies Limited, Small and Micro Business Clients benefit from discounts on the purchase of Currency Counters and Counterfeit Currency Detectors as follows:
- 10% off the purchase of 1-2 Currency Counters
- 15% off the purchase of 3-5 Currency Counters
- 5% off the purchase of 1-2 Counterfeit Detectors
- 10% off the purchase of 3-5 Counterfeit Detectors
Promotion Ends: July 30, 2028
Gentle Dentistry & Implant Centre Limited
Through our partnership with Gentle Dentistry & Implant Centre Ltd, clients can access exclusive offers and discounts.
Plus, save even more when you use your First Citizens Debit or Credit Card!
- 15% off professional teeth whitening
- 25% off Digital X-Rays
- 5-15% off basic dental
- 5-10% off Medi Spa Services (Chaguanas only)
Promotion Ends: July 14, 2028
Lazzari & Sampson Travel Service Limited
Through our partnership with Lazzari & Sampson Travel Service Limited, clients benefit from the following specials:
- 5% off any processing fees on tickets purchased (except Tobago)
- 10% off on processing fees for tickets purchased in excess of $50,000 (except Tobago)
- Negotiated Rates to commercial customers
Prince and Associates
Chartered Valuation Surveyors – Realtors Property Consultants
Here’s how it works:
Offer: 10% off Valuation fees for First Citizens customers
Promotion Ends: December 31 2026
Sheppard Insurance Brokers
Through our partnership with Sheppard Insurance, clients can access competitive motor insurance options across multiple insurers, plus added benefits and full claims support when it matters most.
Depending on the insurer selected, clients may also qualify for:
- Free Windscreen Coverage up to $10,000*
- Free Loss of Use*
- Free Waiver of Excess*
- Plus, Sheppard Insurance provides end-to-end claims support, handling negotiations to help ensure a fair and timely settlement.
Promotion Ends: January 31 2027
*Benefits afforded to clients are dependent on the insurer chosen.
Terra Caribbean Insurance
Here’s how it works:
Offer: 10% off valuation services until May 31 2027.
Promotion Ends: May 31 2027
Exclusive Partnership Past Promotion Offers
Use your First Citizens Debit or Credit Card and get rewarded just for shopping.
Here’s how it works:
- First Citizens customers who make a minimum purchase of TT$20,000 using a First Citizens debit card or online transfer double points via the merchant’s loyalty programme.
- First Citizens customers using a First Citizens debit or credit card at the Merchant’s Superstore will receive a 5% discount on purchases valued at TT$1,000 and over (this does not apply to grocery items)
Use your First Citizens Debit or Credit Card and get rewarded just for shopping.
Here’s how it works:
- Spend a minimum of $500 during the promotion period.
- Automatically earn one entry into the monthly draw.
- Each month, three lucky winners will receive $3,000 cash.
Shop with your First Citizens Debit or Credit Card and earn a chance to win just for using your card.
Here’s how it works:
- Spend a minimum of $200 during the promotion period.
- Automatically enter our monthly draw for your chance to win.
- Three winners will each take home $3,000 every month!
Winners Spotlight
