Welcome to
First Citizens!

Explore our suite of financial products and services tailored to meet your needs. We offer a range of accounts, investment opportunities, flexible loan solutions and digital banking solutions each crafted to your convenience and security.

Bank Safely

Your security is our top priority, and we are committed to safeguarding your personal information and assets. While we invest in robust security systems and processes, your participation is essential for shared protection. Here are some best practices to help keep your accounts and information secure.
  • DO THIS
Use a strong, unique password

At least 12 characters, mixing letters, numbers, and symbols. Never reuse a banking password on another site.

  • DO THIS
Enable 2FA on every login

Two-factor authentication blocks 99% of unauthorized account access, even if your password is compromised.

X NEVER DO THIS

Share your PIN or OTP or CIF

We will never call, email, or text asking for your PIN, full password, or one-time passcode. Hang up immediately if someone does.

X NEVER DO THIS

Click links in unsolicited emails

Phishing emails mimic bank branding. Always type directly into your browser – never follow a link from an email or text you didn’t request.

  • KNOW THIS
Spot authorised push payment fraud

If you’re asked to urgently move money to a “safe account,” stop. This is the #1 fraud method. Call us directly on the number on your card before acting.

  • KNOW THIS
Monitor alerts in real time

Turn on instant transaction notifications in the app. If you see a payment you don’t recognize, use card freeze and call us immediately.

Customer Onboarding Shaking hands

Explore our Financial Suite

We are committed to providing you with secure, convenient, and innovative financial solutions tailored to your needs, empowering you to achieve more. Enjoy access to an extensive range of products and services, and unlock exclusive benefits designed to make your banking experience seamless and rewarding.

Loans

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Flexible loan offers to help you meet any of your current needs.

Mortgages

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Find the right mortgage solutions to make home ownership a reality.

Grow Your Investment

Customer Onboarding Clients investing

Take advantage of options that help your savings and investments reach their full potential.

Card Services

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Enjoy secure and convenient online shopping with our credit card and/or Mastercard Prepaid Card solutions.

Open Another Account

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Easily open additional accounts to suit your evolving financial needs.

Access Support

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We are here to support you!

Chat Here!