Just let your prepaid card do the budgeting for you!
First Citizens Mastercard Prepaid
Blog posts
Ever walk into the grocery for “just one thing” and somehow leave with three bags? It happens to the best of us. One quick stop turns into a trolley full of “might as wells,” and before you know it, you’ve spent way more than you planned.
The good news? Budgeting doesn’t have to mean saying no to everything you enjoy. Sometimes, it’s just about giving yourself a spending limit that actually sticks.
That’s where the First Citizens Mastercard Prepaid comes in. With this card you decide exactly how much money you load onto it, and that’s all you can spend. Once those funds are used up, spending stops until you reload the card.
No surprise bills. No interest charges. No coming home with a haul when you just planned to pick up one thing.
In your online shopping era? We got you
More of life in T&T is happening online than ever before. From ordering food, to streaming matches, to buying fete tickets. The First Citizens Mastercard Prepaid card is ideal for all these uses, giving you access to it all without the need for a traditional credit card.
Caribbean people love to go “all out” and sometimes that could lead to overspending, especially when you’re shopping online for a new outfit to wear to the boat ride, or when your salary hits your account on a Friday evening and the excitement gets the best of you.
With this Mastercard Prepaid card, you load what you need, spend what you have, and avoid the worry of debt or interest charges.
Plus, you can access up to US$400 per cycle for your online purchases, so you can shop from your favourite international sites too…and be eligible for cash back on the local purchases!
Did somebody say cash back?!
Imagine getting paid to shop. Sounds too good to be true right? Well, with the First Citizens Mastercard Prepaid card, you get 0.3% cash back on all eligible local purchases.
Whether you’re treating yourself to something special or just getting errands done, your everyday spending can earn rewards.
Plus, you can also add your card to Google Pay for even easier contactless payments. That means one less thing to carry when you’re on the move!
Load it up, Live it up!
Need to add more funds?
Reloading your First Citizens Mastercard Prepaid Card is simple through the Mobile Banking App, Online Banking, ATM deposits or Fast Deposit.
That means you’re always in control of when and how much you add, making it easier to stick to your financial plan.
Ready to get things started?
No need to battle the traffic or sneak out of work early. Your First Citizens Mastercard prepaid application can be completed entirely online!
Here’s what you’ll need:
- A valid form of government issued identification
- A utility bill like TSTT, TTEC or WASA for proof of address
- A job letter, not more than 6 months old or
- Your most recent salary slip
Before you hit submit, complete the Customer Data Form and Interactive Electronic Service Agreement Form, both found in your application portal.
Your application can be processed in as little as three (3) business days and your card will be delivered straight to you via TTPOST, without you even having to leave your couch.
Spend smart and stress less
We support you treating yourself! Nobody said you shouldn’t splurge on a sushi platter here and there, because managing your money isn’t about spending less, it’s about spending smart.
The First Citizens Prepaid Mastercard gives you the freedom to pay digitally, shop locally and internationally, without exhausting the budget and taking on credit card debt.
