Mobile App

The mobile device required for this service must have a wireless data plan which supports web browsing functionality.

We do not charge to download or use the First Citizens Mobile app. However, you should contact your wireless service provider to verify if connectivity or usage rates apply.

Yes, you must be enrolled in First Citizens Online Banking to access account information and perform banking transactions through First Citizens Mobile app. If you’re not enrolled in First Citizens Online banking, click the Sign Up option to request Online Banking.

Yes, and if you’re not enrolled in Online Banking, simply go to click the Sign Up option from your computer to request Online Banking.

Once you are registered for Online Banking and enrolled for Mobile Banking, simply download the app from the relevant app store

Access to the First Citizens Mobile App will be blocked after the third invalid login attempt. If you are unable to remember your password after the second invalid login, we recommend you access the First Citizens Online Banking login page, then click the “forgot your password option” to avoid being locked out. If your account becomes locked contact 62-FIRST to reset your password.

Yes, your First Citizens Mobile App session will time out after 5 minutes of inactivity. To avoid timing out, please ensure you are active in the session after you have logged in.

All of the accounts selected upon registration are accessible.

Using your First Citizens Mobile App you can:

• Easily pay bills from the tap of an app.
• View real-time credit card balances.
• Pay your credit card from your existing accounts.
• Set up and facilitate payments to payees at other Financial Institutions
• View real-time Account Balances and recent account activity.
• Transfer funds between eligible accounts, setup scheduled transfers and view transaction history.
• Find the nearest Branch or ATM nearest you.
• Get assistance through our support portal.

The First Citizens Mobile App is available for download in the Apple Store and Google Play Store.

You will only need to download the First Mobile App once, however we’ll periodically release updates as we improve the app. Please refer to your app notifications for updates.

First Citizens is very concerned with the safety and privacy of your information and committed to security. To ensure the security of your account information, a number of security features have been built into First Citizens Mobile App:

Registration Process: A unique verification code is used to verify your mobile device phone number. This codes associates your mobile phone number with your account and confirms that your mobile phone number is successfully recorded in the system

No personal Information: The First Citizens Mobile Banking Service, at no time requests that you provide any personal information e.g. full account number, email or personal address, nor do we send any such information to you via the service.

No, for your security, we require you to use your Online Banking User ID and Password to access the First Citizens Mobile App

Multifactor Authentication is an additional layer of security. When you first attempt to login using the First Citizens Mobile App, you will be prompted to sign up to Mobile Banking within the online banking service which will allow you to configure MFA code. Upon successful verification you can now sign into the First Citizens Mobile App..

You should always use the log out button to close of your session after using the First Citizens Mobile Banking App. For your security, even if you don’t log off, your session will time out after five (5) minutes of inactivity. After this anyone using your mobile device must enter your Personal First Citizens Online Banking User ID and Password to access your account information. This information should be known only by you and must not be shared with anyone.

If your mobile device is lost or stolen, no one can access your account information without your Online Banking User ID & Password? We also recommend that you not store your User ID and Password on your device. You should also consider contacting your wireless service provider to have your device deactivated.

Other apps on your mobile device cannot access information from the First Citizens Mobile App. Mobile Apps are independent from one another. This means the data contained in one app is not visible to any other app on your device.

Malware and viruses are potential threats on any computer system, including mobile devices. In order to protect your mobile device from malware and viruses, you should follow some precautionary steps:

• Always keep apps on your device up to date, as the publisher might have found a vulnerability and updated the app to fix it.
• Use only the recommended app stores (Apple and Google) to download new apps and only download the apps that come from well-known publishers and have high review scores.
• Avoid rooting your phone which manipulates your device operating system and may make it more vulnerable to malware and viruses.
• As a good security practice, we strongly recommend that you change passwords regularly, consistently update your antivirus software and be careful when connecting to WiFi networks. Fraudsters are capitalizing on these vulnerabilities to steel user’s online credentials.