1. Unless otherwise specified, the materials on this website are directed solely at those who access this web site from the Republic of Trinidad and Tobago. First Citizens makes no representation that any product referred to in the materials on this web site are appropriate for use, or available, in other jurisdictions. Those who choose to access this site from other jurisdictions are responsible for compliance with local laws if and to the extent local laws are applicable.

2. First Citizens has taken every care in the preparation of the content of this web site. To the extent permitted by applicable law, First Citizens disclaims all warranties; express or implied, as to the accuracy of the information contained in any of the materials on this web site.

3. First Citizens shall not be liable to any person for any direct, indirect or consequential loss or damage sustained by any person or entity arising from the use of the information contained in any of the materials on this web site, including but not limited to loss of use, loss of data, delays, interruption and inaccuracies in the information on the site.

4. Certain links in this site will lead to other web sites, which are not under the control of First Citizens. When you activate any of these you will leave this web site and First Citizens has no control over and will accept no responsibility or liability for the material on any web site, which is not under its control.

5. These disclaimers and exclusions shall be governed by and construed in accordance with laws of the Republic of Trinidad and Tobago. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

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LIMITATION OF LIABILITY

FIRST CITIZENS BANK LIMITED AND ITS SUBSIDIARIES SHALL NOT BE LIABLE IN TORT, CONTRACT OR OTHERWISE FOR ANY DIRECT, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE SUSTAINED BY ANY PERSON OR ENTITY ARISING FROM USE OF INFORMATION FROM THE SITE INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF DATA, DELAYS, INTERRUPTION, INACCURACIES IN THE INFORMATION ON THE SITE.

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