Card At A Glance

  • This Credit Card offers: top purchasing power, worldwide prestige and choice of rewards suited to you
  • Annual Fee: TT$450
  • Credit Line: Starting at TT$20,000
  • Interest Rate: 2% per month
  • Great travel benefits with First Citizens Rewards


Accepted internationally wherever you see the Visa symbol

Rewards: Choice of Cash Back  or First Citizens Rewards 

Credit Card Benefits:

  • 24 x 7 Visa Consumer Benefits Services Centre: receive information and support on benefits offered and claims to be processed:

– Visit the convenient online option


– Call in via telephone,1-800-396-9665 when in the USA and Canada or +1 303 967 1098 from any other country, collect call plus

– Travel Assistance Services

  • Emergency Card Replacement Service
  • Emergency Cash Disbursement Service
  • Price Protection – up to US$2,000 per account per 12 month period
  • Purchase Protection – up to US$10,000 per account per 12 month period
  • Extended Warranty – up to US$5,000 per incident, up to US$10,000 per account per year
  • Worldwide Auto Rental Insurance
  • International Emergency Medical Services – up to US$150,000 per beneficiary
  • Global access to the Visa Online Medic Service/ Visa Digital Medical Assistance
  • Global access to the Visa Concierge Service and the Visa Digital Concierge
  • Access to and the Visa Luxury Hotel Collection
  • Access to the Visa Airport Companion