June 17, 2025

Know your available USD Limit on your First Citizens Credit Card

Credit Card Support Centre

The available foreign currency limit varies for each card type. Your card’s allocated USD foreign limit is available per statement cycle and renews at the start of each cycle; any unused amount does not roll over.

NB: Your Real Time available foreign limit is not available via our digital platforms, as such, you are encouraged to reconcile independently based on your total foreign spend, which includes all online and point of sale transactions.

Card Type	Statement Date	Payment Due Date	Minimum Balance Calculation
Visa Tertiary	10th monthly	30^thof the same month	1/24 of the outstanding balance as at the statement date
Visa Classic	13th Monthly	2^nd of the following month	1/24 of the outstanding balance as at the statement date
Visa Purple	10th Monthly	2^ndof the following month	1/24 of the outstanding balance as at the statement date
Visa 2 in 1	13th Monthly	2^ndof the following month	Full Payment: total balance as at the statement date Minimum Payment: loan installment plus 1/24 of the outstanding balance as at the statement date
Vacation Lifestyle Mastercard	13th Monthly	2^nd of the following month	1/25 of the outstanding balance as at the statement date
Vacation Lifestyle MasterCard Gold	16^th monthly	5^th of the following month	1/30 of the outstanding balance as at the statement date
Visa Gold, Platinum Signature and Infinite	16^th monthly	5^th of the following month	1/30 of the outstanding balance as at the statement date

Need Assistance?

At First Citizens, we’re here to support you every step of the way. If you have any questions or encounter any issues, feel free to reach out to us via: 📩 Secure Message through Online Banking
📧 Email: channelsupport@firstcitizenstt.com
💬 Web Chat (available daily from 6 AM to 10 PM)

Managing your credit card has never been this easy! Log in today and take control of your finances effortlessly with First Citizens Online Banking. 💳💻

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Know your available USD Limit on your First Citizens Credit Card

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