Executive and Senior Management

Jason Julien, CFA, is a senior financial services executive with over 25 years of experience leading institutions, strengthening markets, and delivering sustainable performance across the Caribbean. He holds a BSc (Hons) in Management Studies from The University of the West Indies, an MBA with Distinction from Edinburgh Business School at Heriot-Watt University, the Accredited Director designation from the Chartered Governance Institute of Canada, and top honours in the Institute of Banking and Finance’s Professional Certificate for Financial Advisors (Cert FA), Banking Specialization.

Mr Julien’s career spans senior leadership and advisory roles, including consultancy with PricewaterhouseCoopers, management positions at an international bank, and executive leadership within one of the region’s largest financial services conglomerates, where he was responsible for more than US$8 billion in assets. Throughout his career, he has been recognised for disciplined strategy, strong governance, and a focus on long-term value creation.

A former member of the Finance Faculty at the Arthur Lok Jack Graduate School of Business and a respected commentator on economic, investment, and financial matters, Mr Julien brings a deep commitment to talent development, institutional resilience, and regional competitiveness. He has been recognised as a Distinguished Alumnus of The University of the West Indies, St Augustine.

He is a Past President of the CFA Society of Trinidad and Tobago and has served in several leadership and governance roles, including Vice-Chairman of the Capital Markets Development Committee of the Central Bank of Trinidad and Tobago and Chairman of the Airports Authority of Trinidad and Tobago. He currently serves on the Boards of the Trinidad and Tobago Chamber of Industry and Commerce and West Indian Tobacco Company Limited.

As he assumes the role of Group Chief Executive Officer, Mr Julien is focused on executing a clear strategic agenda: accelerating digital transformation to enhance customer experience and operational efficiency; strengthening governance, risk management, and capital discipline; expanding sustainable growth across core and adjacent markets; and building a high-performance, values-driven culture. His leadership is anchored in innovation, accountability, and the delivery of enduring value for customers, shareholders, and the wider Caribbean community.

Ms. Ragbir has over 20 years’ financial services experience, inclusive of 12 years’ experience at the senior managerial level. She previously held the positions of General Manager, Retail & Commercial Banking, Group Chief Risk Officer and General Manager, First Citizens Investment Services within the First Citizens Group. Prior to her time at First Citizens, she worked for a leading international financial firm in the UK. Ms. Ragbir attended the Executive Development Program at Wharton School, University of Pennsylvania. She is the holder of a Master’s in Business Administration (MBA) degree from the Columbia Business School USA, as well as a Bsc. in Management/Chemistry from The University of the West Indies and is also a Chartered Financial Analyst.