First Citizens Online Banking Service now displays your real time funds available for use on your First Citizens Credit Card making it easier for you to manage your spending.

Paying your Credit Card Online also provides instant access to these funds and updates the Available to Spend balance immediately. Additionally, purchases and withdrawals completed are updated real-time via the Available to Spend tab.

How do I view my Real Time Available to spend balance?

*Please Note that at this time Real time balances will not be reflected for payments made via Online Banking to Prepaid MasterCard Accounts.
Purchases/withdrawals made with your Prepaid MasterCard Accounts however will be updated on your Available to Spend Balance.

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