Commentary

June 22, 2026

Rethinking Trinidad and Tobago’s Labour Market

By: Robert Martinez – Manager, Quantitative Economic Research, First Citizens Economic Research Unit

Commentary

June 17, 2026

The Evolution of Banking in the Age of Digital Assets

By Nia Gurahoo – Investment Analyst, Research & Analytics

Commentary

June 8, 2026

Unlocking Tobago’s Tourism Potential through the Stopover Strategy

By: Anjanie Lall – Research Officer, First Citizens Economic Research Unit

Commentary

June 1, 2026

Investing Through Uncertainty: Lessons from COVID and the Hantavirus Threat

By: Shervonne Millington – Senior Investment Analyst, First Citizens Investment Research & Analytics

Commentary

Windfall Revenues and Eastern Caribbean Challenges

May 25, 2026

Windfall Revenues and the Eastern Caribbean Challenge

By: Saraya Ganesh – Economic Analyst, First Citizens Economic Research Unit

Commentary

Image of US Iran Conflict Trade Flow in Middle East

May 18, 2026

How the U.S.–Iran Conflict Has Reshaped Trade Flows in the Middle East

By Franklyn Williams – Investment Analyst, Research & Analytics

Commentary

May 11, 2026

Between a Lock and a Dry Place: The Panama Canal Under El Niño

By: Shania Taylor – Economic Analyst, First Citizens Economic Research Unit

Commentary

May 4, 2026

Financial Inclusion and the Role of Fintech

By: Dietrich Mohammed – Senior Economic Analyst, First Citizens Economic Research Unit

Commentary

April 27, 2026

The U.S.-Iran Conflict and the impact on Tourism

By Nicketa Rattan Investment Analyst, Research & Analytics

Commentary

April 20, 2026

The Caribbean’s Productivity Puzzle: Unlocking Growth Potential

By: Shania Taylor Economic Analyst First Citizens Economic Research Unit

Commentary

April 13, 2026

Market Review: First Quarter of 2026

By: Maritza Ferreira Ramdeen, Manager – Investment Research, FCIS Research & Analytics

Commentary

April 7, 2026

When Numbers Miss the Bigger Picture

By: Saraya Ganesh – Economic Analyst, First Citizens Economic Research Unit

Commentary

March 31, 2026

Barrels on the Brink: How Geopolitical Shifts are influencing Prices

By Nia Gurahoo – Investment Analyst, FCIS Research & Analytics

Commentary

March 23, 2026

Inflation and You

By: Dietrich Mohammed – Senior Economic Analyst, First Citizens Economic Research Unit

Commentary

March 16, 2026

Escalation of the U.S.-Israel-Iran conflict and implications for Financial Markets

By: Maritza Ferreira Ramdeen, Manager – Investment Research FCIS Research & Analytics

Commentary

March 9, 2026

The “DEBT” of the Middle Class

By: Anjanie Lall – Research Officer, Economic Research Unit First Citizens

Commentary

March 2, 2026

An Investor’s Perspective on a Possible AI Bubble

By Shervonne Millington – Senior Investment Analyst, Research & Analytics

Commentary

February 23, 2026

Bridge or Backbone? LNG’s Defining Moment in the Caribbean Energy Transition

By: Shania Taylor – Economic Analyst, First Citizens Economic Research Unit

Commentary

February 18, 2026

When Stability Comes from Abroad

By: Saraya Ganesh – Economic Analyst, First Citizens Economic Research Unit

Commentary

February 9, 2026

The Next Chapter of Global Finance: BRICS+ and the Emerging Market Surge

By Franklyn Williams – Investment Analyst, FCIS Research & Analytics

Commentary

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Rethinking Trinidad and Tobago’s Labour Market

The Evolution of Banking in the Age of Digital Assets

Unlocking Tobago’s Tourism Potential through the Stopover Strategy

Investing Through Uncertainty: Lessons from COVID and the Hantavirus Threat

Windfall Revenues and the Eastern Caribbean Challenge

How the U.S.–Iran Conflict Has Reshaped Trade Flows in the Middle East

Between a Lock and a Dry Place: The Panama Canal Under El Niño

Financial Inclusion and the Role of Fintech

The U.S.-Iran Conflict and the impact on Tourism

The Caribbean’s Productivity Puzzle: Unlocking Growth Potential

Market Review: First Quarter of 2026

When Numbers Miss the Bigger Picture

Barrels on the Brink: How Geopolitical Shifts are influencing Prices

Inflation and You

Escalation of the U.S.-Israel-Iran conflict and implications for Financial Markets

The “DEBT” of the Middle Class

An Investor’s Perspective on a Possible AI Bubble

Bridge or Backbone? LNG’s Defining Moment in the Caribbean Energy Transition

When Stability Comes from Abroad

The Next Chapter of Global Finance: BRICS+ and the Emerging Market Surge

Search

Quick Tips

SMS Banking Commands

What are Commands and how do I use them?

Sending Commands: