Commentary

September 18, 2023

Trinidad and Tobago’s Energy Sector Economic Activity

By: Akeem Rahaman Manager, Quantitative Research First Citizens Economic Research Unit

Commentary

August 24, 2023

What is a Budget and its importance to Investors?

By: Maritza Ferreira Ramdeen Manager – Investment Research Research & Analytics

Commentary

August 14, 2023

Hurricanes and the Caribbean Region

By: Shania Taylor – UWI Intern, First Citizens Economic Research Unit

Commentary

August 7, 2023

Credit Default Swaps

By Rochelle Parris Investment Analyst, Research & Analytics

Commentary

August 4, 2023

IMF WORLD ECONOMIC OUTLOOK UPDATE – July 2023

By Akeem Rahaman – Manager – Quantitative Research, Economic Research Unit

Commentary

July 31, 2023

Second Quarter of 2023 Review

Maritza Ferreira Ramdeen Manager – Investment Research, Research & Analytics

Commentary

July 17, 2023

What are ETFs?

By Adrian Mohammed – Senior Investment Analyst, Research & Analytics

Commentary

July 10, 2023

Emerging Markets Under Pressure

By Vangie Bhagoo-Ramrattan – Head, Economic Research Unit, First Citizens

Commentary

June 26, 2023

Understanding Your Risk Appetite

By Maritza Ferreira Ramdeen Manager – Investment Research

Commentary

June 12, 2023

OPEC

By Nicketa Rattan – Investment Analyst, Research & Analytics

Commentary

June 5, 2023

The Politics of International Trade

By Anjanie Lall – Research Officer, Economic Research Unit

Commentary

May 29, 2023

Foreign Direct Investment (FDI) in Latin America and Caribbean

By Mikael Herrera – Economic Analyst, Economic Research Unit

Commentary

May 15, 2023

China’s Reopening

By Nicketa Rattan – Investment Analyst, Research & Analytics

Commentary

May 8, 2023

Positive GDP Growth for T&T – But Risks Persist

Vangie Bhagoo-Ramrattan – Head, Economic Research Unit, First Citizens

Commentary

May 1, 2023

First Quarter of 2023 Review

By Maritza Ferreira Ramdeen – Manager, Investment Research

Commentary

April 24, 2023

The Future of Artificial Intelligence

By Shaquille Noel – Investment Analyst, Research & Analytics

Commentary

April 17, 2023

United States Economic Outlook

By Mikhail Patrovani – Economic Analyst, First Citizens Economic Research Unit

Commentary

March 27, 2023

The United States Debt Ceiling

By Rochelle Parris – Investment Analyst, Research & Analytics

Commentary

March 20, 2023

Caribbean Economic Outlook – Bright Spots but Downside Risks Weigh Heavily

By: Vangie Bhagoo-Ramrattan Head, First Citizens Economic Research Unit

Commentary

February 27, 2023

Commodities Review and Outlook

Manager, Research & Analytics – Investment Analyst, Research & Analytics

Commentary

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Fund Name	Unit Price	Pay Out Rate
The Abercrombie Fund	TTD $20.00	1.20% As of September 28, 2023
The Paria Fund	USD $10.00	0.90% As of September 28, 2023
The El Tucuche Fund	TTD $12.17	N/A As of September 28, 2023

Item	Buying Cash	Buying	Selling
USD	6.1500	6.6059	6.7793
CAD	4.7209	4.9694	5.3918
GBP	7.7571	8.1654	8.8674
YEN	******	0.0442	0.0475
EUR	6.7198	7.0735	7.6747
ECD	2.2272	2.4209	2.6170
BBD	2.7086	******	3.5092

Trinidad and Tobago’s Energy Sector Economic Activity

What is a Budget and its importance to Investors?

Hurricanes and the Caribbean Region

Credit Default Swaps

IMF WORLD ECONOMIC OUTLOOK UPDATE – July 2023

Second Quarter of 2023 Review

What are ETFs?

Emerging Markets Under Pressure

Understanding Your Risk Appetite

OPEC

The Politics of International Trade

Foreign Direct Investment (FDI) in Latin America and Caribbean

China’s Reopening

Positive GDP Growth for T&T – But Risks Persist

First Quarter of 2023 Review

The Future of Artificial Intelligence

United States Economic Outlook

The United States Debt Ceiling

Caribbean Economic Outlook – Bright Spots but Downside Risks Weigh Heavily

Commodities Review and Outlook

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Sending Commands:

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Income & Growth Fund