Overview

Under a fortnightly payment plan, a home-owner can save thousands in interest. With fortnightly payments you basically pay one additional instalment every year (26 fortnight payments = 13 months). As interest is amortized monthly the additional payments every year will effectively reduce the amount of interest you pay over the term.

Save for a Home

The Aspiring Homeowners Savings plan brings your dream home within reach

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Mortgage Experts

Clayton Gibbs

Mortgage Officer

Branch Location: At Your Convenience

Tel: (868) 685-5033

Branch Location: At Your Convenience

Tel: (868) 685-5033

Clayton Gibbs

Mortgage Officer

Seth Goolcharan

Mortgage Officer

Branch Location: At Your Convenience

Tel: (868) 620-1328

Branch Location: At Your Convenience

Tel: (868) 620-1328

Seth Goolcharan

Mortgage Officer

Liselle Henry-Wilson

Mortgage Officer – Tobago

Branch Location: At Your Convenience

Tel: (868) 734 7872

Branch Location: At Your Convenience

Tel: (868) 734 7872

Liselle Henry-Wilson

Mortgage Officer – Tobago

Naresh Mack

Mortgage Officer

Branch Location: At Your Convenience

Tel: (868) 734-7934

Branch Location: At Your Convenience

Tel: (868) 734-7934

Naresh Mack

Mortgage Officer

Rendy Bahadoor

Mortgage Officer

Branch Location: At Your Convenience

Tel: (868) 734-9394

Branch Location: At Your Convenience

Tel: (868) 734-9394

Rendy Bahadoor

Mortgage Officer

Rennison Karamath

Mortgage Officer

Branch Location: At Your Convenience

Tel: (868) 734-9315

Branch Location: At Your Convenience

Tel: (868) 734-9315

Rennison Karamath

Mortgage Officer


Mortgage Calculator

Disclaimer: The information provided by this calculator is for illustrative purposes only. The default figures are estimates and may not be applicable to your individual situation. Be sure to consult a financial professional before relying on the results.

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Financial Tips

The key to owning your home is preparation. The earlier you start to prepare for owning your home, the better position you will be in to make the most of opportunities when they become available. 

It is for this reason that First Citizens created The Aspiring Home Savings Plan to assist customers in saving towards their home. This savings account is a special tool with a higher interest rate than other deposit accounts. 

With this account, you can make monthly planned contributions towards your upfront cost on owning your home. 

You can contact any of our Mortgage Experts or Apply Now for your Aspiring Home Savings Plan and move one step closer to owning your home. 

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