Price Protection

When you pay in full for an item with your eligible Visa you will receive, free of charge and without registering, protection when you find the same item (same make, model and model year) for a lower price within thirty days of the purchase date up to the maximum sum insured that applies.

This protection will compensate you for the price difference up to the amount specified in the terms and conditions. The price difference must be above USD 25 for this coverage to apply. This price protection applies for items purchased in your own country or abroad.

You should report and open a claim as soon as possible after the incident. Coverage is provided by AIG and/or corresponding reinsurer, if applicable.

Benefit Coverage Amounts:

Core Benefits / Benefit Amount

Visa Classic* USD 200 per account per 12-month period
Visa Gold USD 400 per account per 12-month period
Visa Platinum USD 500 per item – Maximum of USD 2,000 per account per 12-month period
Visa Signature USD 500 per item – Maximum of USD 2,000 per account per 12-month period
Visa Infinite USD 4,000 per account per 12-month period

Coverage is subject to the applicable terms and conditions and may be updated from time to time. Please visit the Visa Benefits Portal, www.visa.com/benefitsportal to download the full applicable terms and conditions.

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Benefit Coverage Amounts:

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