You’ve worked hard to turn your dreams into a viable enterprise. Now you have the opportunity to expand your operations, increase your market share or invest surplus funds. Or perhaps you need a simpler, more convenient way to manage the day-to-day finances of your growing business. Our solutions-driven team can assist you in accessing flexible lending facilities, streamlining your liquid assets, enhancing your company’s return on its investments, and securing greater access to your funds when you need them.


Benefit From Customised Solutions

First Citizens Commercial Banking offers flexible, customized solutions and services to help you grow your markets and maximize your profit.

  • Manage your day-to-day operations, cash and trading activities
  • Expand your facilities
  • Extend your product line and marketing scope
  • Make the most of your profits with sound investment instruments

Access The Tools To Help You Take Advantage Of Lucrative Opportunities

Your First Citizens Commercial Banking Representative will work with you to understand your business needs, operating environment, and unique circumstances. Then we will provide the tools to help you achieve your business goals.

Commercial Banking Products

  • Savings Accounts
  • Business Chequing Accounts
  • Fixed Deposits
  • Investment Solutions
  • Working Capital/Overdraft Facilities
  • Commercial Loans
  • Commercial Mortgages
  • Electronic Cash Management
  • Visa Business Gold Credit Card
  • Foreign Exchange
  • International Trade Services

Locations and Management

Raymond Latchman
Account Manager

Tel: 868-665-4125 ext: 4503
Fax: 868-665-3293
Email: raymond.latchman@firstcitizenstt.com

#28 Manic Street
Trinidad, W.I.
Tele: (868) 665-4125
Fax: (868) 665-2652

Salome Ramdial
Senior Account Manager

Tel: 868-657-6312 ext: 3960
Fax: 868-657-3763
Email: salome.ramdial@firstcitizenstt.com

Ravi Ramlogan
Senior Manager

Tel: 868-657-6312 ext: 3964
Fax: 868-657-3763
Email: ravi.ramlogan@firstcitizenstt.com

Dave Khan
Account Manager

Tele: (868) 657-6312 ext. 3964
Fax: (868) 657-3763
Email: dave.khan@firstcitizenstt.com

Gulf View 
Superpharm Building
#2 South Trunk Road
Gulf View, La Romain
Trinidad, WI
Tel: 868 – 657 – 6312
Fax: 868 – 657 – 3763

Simon Burke
Senior Account Manager

Tel: 868-622-7142 ext: 6120
Fax: 868-628-4151
Email: simon.burke@firstcitizenstt.com

One Woodbrook Place 
#189 Tragarete Road
Port Of Spain
Trinidad, WI
Tel: 868 – 622 – 7142
Fax: 868 – 627 – 4151

Kevin Mohammed
Senior Account Manager

Tel: 868-663-1209 ext: 5002
Fax: 868-663-0461
Email: kevin.mohammed@firstcitizenstt.com

Nadine Ramlogan
Account Manager

Tel: 868-663-1209 ext: 5003
Fax: 868-663-0461
Email: nadine.ramlogan@firstcitizenstt.com

20 – 24 Eastern Main Road
Trinidad, W.I.
Tel: 868 – 663 – 1209
Fax: 868 – 663 – 0461