You’ve worked hard to turn your dreams into a viable enterprise. Now you have the opportunity to expand your operations, increase your market share or invest surplus funds. Or perhaps you need a simpler, more convenient way to manage the day-to-day finances of your growing business. Our solutions-driven team can assist you in accessing flexible lending facilities, streamlining your liquid assets, enhancing your company’s return on its investments, and securing greater access to your funds when you need them.


Benefit From Customised Solutions

First Citizens Commercial Banking offers flexible, customized solutions and services to help you grow your markets and maximize your profit.

  • Manage your day-to-day operations, cash and trading activities
  • Expand your facilities
  • Extend your product line and marketing scope
  • Make the most of your profits with sound investment instruments

Access The Tools To Help You Take Advantage Of Lucrative Opportunities

Your First Citizens Commercial Banking Representative will work with you to understand your business needs, operating environment, and unique circumstances. Then we will provide the tools to help you achieve your business goals.

Commercial Banking Products

  • Savings Accounts
  • Business Chequing Accounts
  • Fixed Deposits
  • Investment Solutions
  • Working Capital/Overdraft Facilities
  • Commercial Loans
  • Commercial Mortgages
  • Electronic Cash Management
  • Visa Business Gold Credit Card
  • Foreign Exchange
  • International Trade Services

Craft you own success story!

Boost your small business with a loan from First Citizens.
  • Low interest rates
  • Affordable monthly payments
  • Longer repayment terms
  • No payment for up to 2 months
  • Special vehicle financing options
  • Up to 100% financing for new vehicles

Subject to normal lending criteria. Special terms and conditions apply.

Visit any one of our conveniently located branches or apply below to start the process.

Locations and Management

Dave Khan
Senior Account Manager

Tel: 868-665-4125 ext: 4502
Email: dave.khan@firstcitizenstt.com

Raymond Latchman
Account Manager

Tel: 868-665-4125 ext: 4503
Email: Raymond.Latchman@Firstcitizenstt.com

#28 Manic Street
Trinidad, W.I.
Tele: (868) 665-4125

Kevin Mohammed
Senior Account Manager

Tel: 868-663-1209 ext: 5002
Email: kevin.mohammed@firstcitizenstt.com

Nadine Ramlogan
Account Manager

Tel: 868-663-1209 ext: 5003
Email: nadine.ramlogan@firstcitizenstt.com

20 – 24 Eastern Main Road
Trinidad, W.I.
Tel: 868 – 663 – 1209

Lyron Marlow
Senior Account Manager

Tel: 868-622-7142 ext: 6120
Email: lyron.marlow@firstcitizenstt.com

Kelly Agard
Account Manager
Tel: 868-622-7142 ext: 6121
Email: kelly.agard@firstcitizenstt.com

One Woodbrook Place 
#189 Tragarete Road
Port Of Spain
Trinidad, WI
Tel: 868 – 622 – 7142

Ravi Ramlogan
Senior Manager

Tel: 868-657-6312 ext: 3960
Email: ravi.ramlogan@firstcitizenstt.com

Salome Ramdial
Senior Account Manager

Tel: 868-657-6312 ext: 3966
Email: salome.ramdial@firstcitizenstt.com

Gulf View 
Superpharm Building
#2 South Trunk Road
Gulf View, La Romain
Trinidad, WI
Tel: 868 – 657 – 6312

Ishwarlal Mongru
Head – Commercial Banking

Tel: 868-665-4125 ext: 6561
Email: ishwarlal.mongru@firstcitizenstt.com

#28 Manic Street
Trinidad, W.I.
Tele: (868) 665-4125

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