At First Citizens, you work with a team of experts who understands the needs of your business.

We offer a range of commercial banking products and services—from financing to investment and cash management solutions—ensuring you get a financial strategy customised to your specific needs.

Commercial Loans

Find a solution that fits the needs of your business – from short-term loans to long-term financing we are here to help secure the future of your business.

Contact one of our experts to find the best fit for your needs.

Commercial Mortgages 

Take advantage of the long term financing opportunities to buy or refinance a commercial property, with our commercial mortgage facility that provides you with the funding you need to take your business to the next level.

Working Capital/Overdraft Facilities

A working capital loan/overdraft is a short-term facility that represents the operating liquidity available to your business. The main purpose of such a facility is to finance the day to day operations of your business which includes many types of expenses such as daily wages of the employees, buying raw materials and more.