Terms and Conditions


The following definitions apply to these Terms and Conditions:

“Cardholder” refers to the Primary cardholder of an Eligible Credit Card

“Promotional Period” refers to the period from March 20th to May 24th, 2024 inclusive.

“Eligible” refers to qualification to participate in this promotion.

“Eligible Purchases/ Transaction” refers to any purchase of goods and/ or services utilizing an Eligible Credit Card but does not include, any purchase/ transaction attributable to business activity or which falls outside of the purpose for which the credit card was issued by the Bank.

 “Good standing” refers to a credit card account which is active and remains within its approved limit and maintains and up to date payments status throughout the Promotional Period.   

“Eligible Credit Cards” refers to First Citizens Bank Limited issued personal VISA credit cards.

How to Participate:

Upon attaining the cumulative Eligible Purchase/ Transaction spend requirement of TTD$5000, Cardholders will receive one entry. Thereafter, an additional entry will be awarded for every Eligible Purchase made/ Transaction conducted for TTD$500 or over.

There is no limit to the number of entries a cardholder may receive during the promotional period.

The Prize

A VISA 2024 Summer Olympics package, which consists of the following:

  • Airfare (Roundtrip)
    • No. of persons- 2
    • Type- Economy
  • Tickets to sporting events as selected by VISA.
  • Hotel stay and Accommodation.
  • 400 Euro VISA prepaid card for use during your trip.


This Promotion is open to legal residents of Trinidad and Tobago who are eighteen (18) years of or older and holders of Eligible Credit Cards in Good-Standing. Cardholders who are employees of the First Citizens Group, their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household of any of these employees are not eligible to participate in this Promotion.

Draw Prize

The prize draw will take place on Monday June 10th, 2024.

Notification of Winner/Prize Claim

The winner will be contacted via telephone utilizing his/her contact number contained in the Bank’s records. If the Bank is unable to establish contact with the winner by telephone within two (2) business days of the draw date, another winner will be drawn. The Bank shall not be under any obligation to make more than one attempt to contact any subsequent winner selected after the first draw.

Once contacted by telephone as aforesaid, an email will be sent to the winner to advise him/her of the process to be followed to accept the Prize. Thereafter, the winner will have two (2) business days to accept the prize, produce to us a valid form of National Identification and attest to their ability to fulfill the necessary travel conditions. Failure of the winner to accept the Prize within the time period aforesaid will result in the prize being deemed forfeited immediately.

The winner’s eligibility will be terminated if they decline the prize or fail to meet the requirements to claim it.

The winner shall accept full responsibility for any taxes, gratuities, insurance, travel expenses, and other costs not specifically included in the prize package. Additionally, the winner releases and holds the Bank harmless from any and all claims, losses, injuries, or damages arising from their participation in this promotion and use of the prize. The prize will be forfeited and a new cardholder will be chosen at random if the chosen cardholder is unable to obtain any entry or meet any applicable travel requirements for the destination city prior to the prize trip.

Prize Restrictions

Is non-transferable and subject to change. It must be accepted as awarded.

Nullity and Modifications

The Bank retains the right, at its sole discretion, to alter or cancel this promotion at any moment without providing a reason, as well as to amend the terms and conditions. If there is a disagreement based on this Promotion, the Bank’s judgment is final.


The Bank’s decision in all matters pertaining to this Promotion shall be final and binding.


These terms and conditions shall be governed by the applicable laws of Trinidad and Tobago.

These terms and restrictions solely relate to this offer; they do not apply to any other promotion or programs run by the bank alone, or to any promotions or programs run in tandem with the bank and other organizations or brands.

This promotion is approved by the NLCB

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