About First Citizens
Vision – To be our stakeholders’ preferred financial partner through excellence, care & integrity.
Mission – We build rewarding and sustainable relationships through a highly engaged team, versatile and secure technology, and innovative financial services
Corporate Profile
For more than three decades, First Citizens has served the people of the Caribbean with excellence, care and integrity. Established in 1993 by visionary pioneers who believed in the successful management of a bank owned and led by locals, the First Citizens Group has grown into one of the leading financial services groups in the Caribbean. Powered by a workforce of over 2,000 employees, the Group connects Caribbean communities through its presence in Barbados, Saint Lucia, Saint Vincent and the Grenadines, Costa Rica and its flagship market, Trinidad and Tobago.
First Citizens Group Financial Holdings Limited (FCGFH) is the parent company of the Bank and its affiliates and is licensed under the Financial Institutions Act, Chapter 79:09 of the Revised Laws of the Republic of Trinidad and Tobago as a financial holding company. FCGFH is a publicly listed company on the Trinidad and Tobago Stock Exchange, with its shares listed on October 15, 2021 and trading commencing on October 18, 2021.
The Group offers a comprehensive suite of retail, commercial, corporate, merchant, trustee, investment and brokerage services, through its largest subsidiary, First Citizens Bank, and its diversified portfolio of companies, including First Citizens Bank (Barbados), First Citizens Trustee Services Limited, First Citizens Depository Services Limited, its financial services office in Costa Rica and First Citizens Investment Services Limited, one of the Caribbean’s largest full service securities trading companies operating in Trinidad and Tobago, Barbados, St. Vincent and the Grenadines and St. Lucia.
The Group also holds strategic investments in Barita Investments Limited, a leading Jamaican financial services company, and Term Finance (Holdings) Limited, a web-based credit institution, further strengthening its regional footprint and digital capabilities.
At the forefront of its operations is an extensive retail branch network in Trinidad and Tobago and Barbados, supported by a wide deployment of ATMs and point-of-sale devices. Across its markets, clients benefit from customised financial solutions tailored to diverse financing and investment needs.
First Citizens is also a proud and active corporate citizen. Through the First Citizens Foundation and its corporate social responsibility programme – First Citizens Community – the Group invests meaningfully in initiatives focused on Sport, Youth Development and Education, Gender, Culture and the Environment.
The Group’s performance and leadership have been recognised by respected international financial publications, including LatinFinance, Euromoney, The Banker and World Finance. Most recently, the Group was the proud recipient of the 2025 Euromoney Awards for Excellence and ranked number one in Trinidad and Tobago by The Banker magazine for Profitability, Liquidity and as the “Best Performing Bank in Trinidad and Tobago” in 2025.
For the fiscal year ended September 30, 2025, the Group recorded profit before tax of TT$1.36 billion and total assets of TT$49.2 billion. Standard & Poor’s reaffirmed First Citizens Bank’s investment grade credit rating of BBB-/A-3, underscoring the Group’s prudent risk management, strong capital position, sound governance and resilient operating performance.
As it looks to the future, First Citizens remains committed to building rewarding and sustainable relationships through a highly engaged team, versatile and secure technology and innovative financial services, as it continues its legacy of financial strength and meaningful investments in the people and communities it serves.
Our History
First Citizens is a testament to the success that can be borne of loyalty and teamwork. Though first-opening our doors in 1993, our story began nearly a century earlier. It weaves together the histories of three banks that once operated in Trinidad and Tobago each on a mission to better serve its intended customer base.
Management Team
We are delighted to introduce you to the Executive and Senior Management Team of First Citizens Bank (Barbados) Ltd.
Investor Relations
This Annual Report concept reimagines the First Citizens logo as a radiant presence in a lush, natural landscape. Positioned as a silhouette beaming above the forest, the logo embodies leadership, guidance and a far-reaching impact, reflecting the way First Citizens supports communities.
The glowing logo above symbolises how our values, vision, and stewardship illuminate opportunities, inspire progress and elevate the collective potential of those around us.
Through this visual, the Annual Report not only reflects our dedication to sustainable growth and community enrichment but also inspires stakeholders to recognise their own role in fostering positive change, making us one with our environment.
First Citizens Group
Since its establishment, First Citizens has impacted on and changed the financial landscape, making waves through the strength of our people, our philosophies, our partnerships and our commitment to excellence and innovation.
Corporate Social Responsibility
At First Citizens, sustainable growth and development are central to our story and we are committed to carrying this legacy forward. We understand the value of sound investment and this has been instrumental to our success. As such, we pride ourselves on investing in our communities to partner in success with the people we serve.
