Apply for a First Citizens Loan to be Merrier

$150,000 in Prizes to be WON!

Grand Prize $50,000 and 10 prizes of $10,000 each.
  • No payment for up to 3 months
  • Low interest rates
  • Affordable monthly payments
  • Up to 100% financing
  • Cash back on new & used vehicles

Subject to normal lending criteria. Special terms and conditions apply

Drive away in your dream car this season

Get an auto loan with First Citizens and be well on your way!

Plus, $150,000 in Prizes to be Won!
  • Up to 100% Financing
  • Low interest rates
  • No Payment for up to 3 Months
  • Cash back on new and used vehicles
  • “One Loan” Special (Includes 1 year insurance and fees)

Subject to normal lending criteria. Special terms and conditions apply

Experience the joy of a brand new home

Acquire a new home, benefit from your equity or even switch your mortgage.

Plus, $150,000 in Prizes to be Won!
  • Up to 100% financing
  • Low interest rates
  • Get cash back
  • Affordable monthly payments

Subject to normal lending criteria. Special terms and conditions apply

Check everything off your Christmas Wishlist

Public Servants borrow up to $250,000

Plus, $150,000 in Prizes to be Won!
  • No down payment
  • Low interest rates
  • Affordable monthly payments
  • No payments for up to 3 months

Subject to normal lending criteria. Special terms and conditions apply

EZ 30/60/100

Choose from three easy, hassle-free loan options

Plus, $150,000 in Prizes to be Won!
  • Borrow up to $100,000.00
  • No payment for up to 3 months
  • No collateral required
  • No Proof of Purpose required
  • No down payment

Subject to normal lending criteria. Special terms and conditions apply

Debt Consolidation Loan

Consolidate your debt into one low monthly instalment.

Plus, $150,000 in Prizes to be Won!
  • Borrow up to TT $350,000.00
  • No down payment
  • Low interest rates
  • Affordable monthly payments
  • Longer repayment term

Subject to normal lending criteria. Special terms and conditions apply

Professionals Loan

Get up to 10x your salary and finance just about anything!

Plus, $150,000 in Prizes to be Won!
  • Borrow up to $350,000.00
  • No down payment
  • No Proof of Purpose required
  • Low interest rate
  • Longer repayment term

Subject to normal lending criteria. Special terms and conditions apply

2 in 1 Credit Card

Convert large transactions into flexible and affordable monthly payments

  • Earn cash back rewards
  • Waiver of the annual fee for the first year
  • Greater security through Chip and Pin technology
  • Greater affordability and flexibility

Subject to normal lending criteria. Special terms and conditions apply

Disclaimer

For the duration of the GET MERRIER Loan promotion, First Citizens is pleased to offer our qualified customers a minimum repayment period of 36 months and a maximum repayment period of 132 months for consumer loans; and up to 35 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 14.25%. Consumer loan processing fee is 1.25% of the loan amount for qualified customers. Terms and Conditions Apply.