Apply for a First Citizens for the New Year
$150,000 in Prizes to be WON!
Grand Prize $50,000 and 10 prizes of $10,000 each.
- No payment for up to 3 months
- Low interest rates
- Affordable monthly payments
- Up to 100% financing
- Cash back on new & used vehicles
Subject to normal lending criteria. Special terms and conditions apply


Drive away in your dream car for the new year
Get an auto loan with First Citizens and be well on your way!
Plus, $150,000 in Prizes to be Won!
- Up to 100% Financing
- Low interest rates
- No Payment for up to 3 Months
- Cash back on new and used vehicles
- “One Loan” Special (Includes 1 year insurance and fees)
Subject to normal lending criteria. Special terms and conditions apply
Experience the joy of a brand new home
Acquire a new home, benefit from your equity or even switch your mortgage.
Plus, $150,000 in Prizes to be Won!
- Up to 100% financing
- Low interest rates
- Get cash back
- Affordable monthly payments
Subject to normal lending criteria. Special terms and conditions apply


Check everything off your Wishlist
Public Servants borrow up to $250,000
Plus, $150,000 in Prizes to be Won!
- No down payment
- Low interest rates
- Affordable monthly payments
- No payments for up to 3 months
Subject to normal lending criteria. Special terms and conditions apply
EZ 30/60/100
Choose from three easy, hassle-free loan options
Plus, $150,000 in Prizes to be Won!
- Borrow up to $100,000.00
- No payment for up to 3 months
- No collateral required
- No Proof of Purpose required
- No down payment
Subject to normal lending criteria. Special terms and conditions apply


Debt Consolidation Loan
Consolidate your debt into one low monthly instalment.
Plus, $150,000 in Prizes to be Won!
- Borrow up to TT $350,000.00
- No down payment
- Low interest rates
- Affordable monthly payments
- Longer repayment term
Subject to normal lending criteria. Special terms and conditions apply
Professionals Loan
Get up to 10x your salary and finance just about anything!
Plus, $150,000 in Prizes to be Won!
- Borrow up to $350,000.00
- No down payment
- No Proof of Purpose required
- Low interest rate
- Longer repayment term
Subject to normal lending criteria. Special terms and conditions apply


2 in 1 Credit Card
Convert large transactions into flexible and affordable monthly payments
- Earn cash back rewards
- Waiver of the annual fee for the first year
- Greater security through Chip and Pin technology
- Greater affordability and flexibility
Subject to normal lending criteria. Special terms and conditions apply
Disclaimer
For the duration of the GET MERRIER Loan promotion, First Citizens is pleased to offer our qualified customers a minimum repayment period of 36 months and a maximum repayment period of 132 months for consumer loans; and up to 35 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 14.25%. Consumer loan processing fee is 1.25% of the loan amount for qualified customers. Terms and Conditions Apply.