Women smiling celebrating her More for You Christmas loan from First Citizens

Here is More for You this Christmas

We’re giving you more reasons to celebrate this Christmas with a personal loan from First Citizens Bank.

OVER $10,000 IN PRIZES TO BE WON!

  • No payment for up to 3 months
  • Low interest rates
  • Affordable monthly payments
  • Cash back on new & used vehicles & residential mortgages

Subject to normal lending criteria. Special terms and conditions apply

Girl smiling with a brand-new car this Christmas, thanks to a First Citizens car loan

Get a New Car!

Hit the Road with a Brand-New Car this Christmas!

  • Up to 100% financing for new and used vehicles
  • Low interest rates
  • No Payment for up to 3 Months
  • Up to 10 years to repay
  • Green/Hybrid Vehicle Financing
  • Cash back on new and used vehicles
  • “One Loan” Special (Includes 1 year insurance and fees)

Subject to normal lending criteria. Special terms and conditions apply

Opening presents because of an ez loan with First Citizens

Apply for a hassle-free EZ Loan!

Get an EZ $10k, $15k, $20k:

  • Get up to $20,000.00
  • Low Interest rate
  • No down payment
  • No payment for up to 3 months
  • No collateral required
  • No Proof of Purpose required

Subject to normal lending criteria. Special terms and conditions apply

Woman smiling shopping with her debt consolidation loan.

Debt Consolidation Loan

With our Debt Consolidation Loan, you can merge all your debts into one low monthly payment

Borrow up to TT $70,000.00

  • No down payment
  • Low interest rates
  • Affordable monthly payments
  • Longer repayment term

Subject to normal lending criteria. Special terms and conditions apply

Public servants having coffee discussing about a loan on their future plans.

Public Servants Loan

Unlock your financial potential with the Public Servants Loan. You can borrow up to an impressive $50,000 to support your financial goals.

  • No down payment
  • Low interest rates
  • Affordable monthly payments
  • No payments for up to 3 months

For customers employed in the following fields: Servicemen, Healthcare Employees, Teachers, Ministry/Corporation Workers Tobago House of Assembly (THA)

Subject to normal lending criteria. Special terms and conditions apply

Young professional man holding a notepad.

Professionals Loan

Our Professional Loan is designed with you in mind, offering the resources you need to reach new heights.

  • Borrow up to $75,000.00
  • No down payment
  • No Proof of Purpose required
  • Low interest rate
  • No payment for up to 3 months

Subject to normal lending criteria. Special terms and conditions apply

Happy loyal customers, a husband and wife, enjoying quality time with their daughter.

Loyal Customers Loan

Your loyalty has not gone unnoticed. To show our appreciation, we’re offering you special terms and benefits on our loans

  • Borrow up to $75,000.00
  • No payment for up to 3 months
  • No Proof of Purpose required
  • Low interest rate
  • No down payment

This package was specially designed for existing customers who have been either an active Borrowing or Deposit customer for at least 3 years

Subject to normal lending criteria. Special terms and conditions apply

Here is More for YOU to secure keys to your new home!

We’ve got even more reason to celebrate this Christmas. Planning to build? Renovating your home? Buying a new home? Let First Citizens Bank get you there.

Acquisition Mortgage
Mother and daughter enjoying a moment in their kitchen with a First Citizens Acquisition Mortgage

My 1st HOME

Buying your FIRST home? Get prequalified now and ask about our amazing My 1st Home Special!

My 1st HOME

Switch Mortgage

Switch your residential mortgage to First Citizens and benefit from huge savings. Check us FIRST

Switch Mortgage
Father and son playing football in their backyard because of a Switch Mortgage

Disclaimer

For the duration of our More The Merrier Campaign, First Citizens Bank (Barbados) Limited is pleased to offer to our qualifying customers, repayment periods from 24 months up to a maximum 102 months for consumer loans; and up to 35 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 12.0%. Negotiation fee is 0.50% of the loan amount for qualifying customers. Terms and Conditions Apply.