More the Merrier Loans for You
We’re giving you more reasons to celebrate this Christmas !

More The Merrier Loan Offers

Here is More for You this Christmas
We’re giving you more reasons to celebrate this Christmas with a personal loan from First Citizens Bank.
OVER $10,000 IN PRIZES TO BE WON!
- No payment for up to 3 months
- Low interest rates
- Affordable monthly payments
- Cash back on new & used vehicles & residential mortgages
Subject to normal lending criteria. Special terms and conditions apply

Get a New Car!
Hit the Road with a Brand-New Car this Christmas!
- Up to 100% financing for new and used vehicles
- Low interest rates
- No Payment for up to 3 Months
- Up to 10 years to repay
- Green/Hybrid Vehicle Financing
- Cash back on new and used vehicles
- “One Loan” Special (Includes 1 year insurance and fees)
Subject to normal lending criteria. Special terms and conditions apply

Apply for a hassle-free EZ Loan!
Get an EZ $10k, $15k, $20k:
- Get up to $20,000.00
- Low Interest rate
- No down payment
- No payment for up to 3 months
- No collateral required
- No Proof of Purpose required
Subject to normal lending criteria. Special terms and conditions apply

Debt Consolidation Loan
With our Debt Consolidation Loan, you can merge all your debts into one low monthly payment
Borrow up to TT $70,000.00
- No down payment
- Low interest rates
- Affordable monthly payments
- Longer repayment term
Subject to normal lending criteria. Special terms and conditions apply

Public Servants Loan
Unlock your financial potential with the Public Servants Loan. You can borrow up to an impressive $50,000 to support your financial goals.
- No down payment
- Low interest rates
- Affordable monthly payments
- No payments for up to 3 months
For customers employed in the following fields: Servicemen, Healthcare Employees, Teachers, Ministry/Corporation Workers Tobago House of Assembly (THA)
Subject to normal lending criteria. Special terms and conditions apply

Professionals Loan
Our Professional Loan is designed with you in mind, offering the resources you need to reach new heights.
- Borrow up to $75,000.00
- No down payment
- No Proof of Purpose required
- Low interest rate
- No payment for up to 3 months
Subject to normal lending criteria. Special terms and conditions apply

Loyal Customers Loan
Your loyalty has not gone unnoticed. To show our appreciation, we’re offering you special terms and benefits on our loans
- Borrow up to $75,000.00
- No payment for up to 3 months
- No Proof of Purpose required
- Low interest rate
- No down payment
This package was specially designed for existing customers who have been either an active Borrowing or Deposit customer for at least 3 years
Subject to normal lending criteria. Special terms and conditions apply
Disclaimer
For the duration of our More The Merrier Campaign, First Citizens Bank (Barbados) Limited is pleased to offer to our qualifying customers, repayment periods from 24 months up to a maximum 102 months for consumer loans; and up to 35 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 12.0%. Negotiation fee is 0.50% of the loan amount for qualifying customers. Terms and Conditions Apply.